Motorcycle enthusiasts love the thrill and adventure of the open road. They like the freedom they get on a motorcycle. No matter how relieving a motorcycle ride can be, it is still full of risks. Motorcycle drivers face many unique risks of accidents and property damage. In such a case, getting the facts about how much is motorcycle insurance is and what motorcycle insured is of utmost importance. You need insurance which not only provides you with a budget-friendly scheme but also understands your risks. Here is a list of the top 3 motorcycle insurance of 2020.


  1. Safeco

Safeco offers the most affordable motorcycle coverage plans. Being a part of the Liberty Mutual Insurance Group, Safeco provides coverage for almost any type of motorcycles. Whether you have a moped, tourist bike, cruiser, sports bike, scooter, dirt bikes, or sport cycles, Safeco has got you covered. Coverage options for Safeco include roadside assistance, bodily injury, property damage, medical assistance, collision coverage, custom parts/equipment coverage, and guest passenger liability as well. It also provides a new bike replacement option for owners of Harley Davidson, and safety equipment replacement coverage of up to $1,000 per person. However, it does not include coverage for bikes used in racing or speed contests, or bikes with nitrous oxide kits.


  1. Markel

Markel specialises in motorcycle insurance for more than 41 years and is one of the best overall motorcycles insurance. It covers custom motorcycles and almost any type of motorcycle you could imagine, including dirt bikes, cruisers, mopeds, sport-touring bikes, trikes, big twins, and street bikes. Along with covering bodily coverage, and property damage, it also covers medical payments, funeral expense, mechanical breakdown, passenger liability, emergency tire and battery services, roadside assistance, locksmith coverage, and rental coverage as well. Markel insurance provides huge discount offers on their plans, which can add up to as much as 35% discount on your motorcycle insurance policy. For safe drivers, a deductible of 25% is an insurance policy, each year you remain accident-free.


  1. Dairyland

Dairyland auto-cycle insurance is one of the best insurance when it comes to high-risk drivers. Dairyland insurance is a subsidiary company of Sentry insurances. They are available in 42 states of the US. They specialise in the non-standard motorcycle insurance. They cover brands like Yamaha, Indian, Suzuki, Harley-Davidson, Kawasaki, and many high-speed motorcycles. Along with property damage and bodily coverage, Dairyland insurance also includes coverage options like roadside assistance, replacement cost, accessory damage, trip interruption, trike coverage, collision coverage, and rental reimbursement. You can also choose the damage plus option, which allows you to repair your motorcycle in case of an accident with all the original manufacture parts and equipment.